XRP and Ethereum (ETH) continue to capture significant investor attention, driven particularly by the increasing involvement of large-scale holders—commonly referred to as “whales.” Over the past twelve months, XRP has distinctly outpaced ETH in price performance, with an impressive surge of over 550% compared to Ethereum’s moderate gains. The momentum behind XRP has been fueled by substantial whale accumulation, with over 2,700 wallets now holding at least one million XRP each. This concentration of holdings has notably tightened XRP’s circulating supply, strengthening its price trajectory during recent rallies.

In terms of profitability, XRP currently stands in a robust technical position. Over 80% of XRP’s circulating supply is in profit, surpassing Ethereum, where approximately 61% of its supply is similarly profitable. This profit distribution signals strong investor conviction, as many XRP holders have opted to maintain their positions rather than sell into rallies. Additionally, the XRP futures market reflects bullish sentiment, with a positive funding rate and a majority of traders maintaining long positions, further underlining market optimism.

Conversely, Ethereum remains a cornerstone of the digital asset ecosystem, underpinned by a growing base of institutional and ETF-driven investments. ETH is experiencing sizable capital inflows, and whale wallet accumulation has been rising to multi-year highs. Its on-chain staking activity and reduced transaction costs also enhance Ethereum’s appeal as a long-term asset for institutional investors.

Both tokens are currently benefiting from a broader bullish trend, with each presenting distinct advantages. XRP has demonstrated high reward potential, characterized by outsized volatility and rapid appreciation, whereas Ethereum offers steady, ecosystem-driven growth founded on institutional adoption and technological maturity. As the market evolves, the competitive dynamic between whale accumulation and institutional engagement will continue to shape the trajectories of both XRP and ETH, offering investors unique opportunities depending on their risk appetite and investment horizon.